Hazrat Abu Saeed Khudri (radhiallaho anho) reports that a person came to Rasulullah (sallellaho alaihe wasallam) and said: “I have been overcome by worries and debts(that I am consumed by the worry of the payment of my huge debts). Rasulullah (sallellaho alaihe wasallam) replied: “Should I not show you such a dua which, if you read it, Allah Ta'ala will remove your worries and will fulfill your debts?” The person exclaimed: “Please do tell me.” Rasulullah (sallellaho alaihe wasallam) said: “Recite the following every morning and evening:
اَللّٰهُمَّ اِنِّىْ اَعُوْذُبِكَ مِنَ الْهَمِّ وَالْحُزْنِ وَاَعُوْذُبِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَاَعُوْذُبِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَاَعُوْذُبِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah! I seek refuge in You from grief and worries, and I seek refuge in You from being unable (to do what is required) and from laziness and cowardice, and I seek refuge in You from excessive debts and from being overpowered by people.”(Mishkaat pg.215)
اَللّٰهُمَّ اِنِّىْ اَعُوْذُبِكَ مِنَ الْهَمِّ وَالْحُزْنِ وَاَعُوْذُبِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَاَعُوْذُبِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَاَعُوْذُبِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah! I seek refuge in You from grief and worries, and I seek refuge in You from being unable (to do what is required) and from laziness and cowardice, and I seek refuge in You from excessive debts and from being overpowered by people.”(Mishkaat pg.215)
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